The truth about digital payments and your benefits Introduction: Is That $50 Venmo Gift Hurting Your SSI? If you receive Supplemental...

Stay compliant, avoid big bills, and keep your benefits safe Introduction: Why Reporting to SSA Matters If you receive SSI or SSDI,...

How moving affects your benefits—and what to plan for Introduction: Can You Keep Your Disability Benefits If You Move? If you receive...

How much you can earn—and how to protect your benefits Introduction: Can You Really Work and Keep Disability Benefits? If you’re...

Better ways to manage your SSI or SSDI benefits without the headaches Introduction: Frustrated with Direct Express? You’re Not Alone If...

No more waiting for payday — your check can arrive faster than ever Introduction: What If You Didn’t Have to Wait for the 1st (or the...

Who they are, what they do, and how to set one up the right way Introduction: Who Handles Your Social Security If You Can’t? If you...

Step-by-step guide—and why using Purple makes managing benefits easier Introduction: Need Help Managing Your Social Security Money? If...

Living on Supplemental Security Income (SSI) isn’t just about stretching every dollar — it’s about following rules most people don’t even...

If you’ve searched for a disability bank account, you’ve probably seen the word “free” everywhere. Free checking. No monthly fees. No minimums. But read the fine print — and the picture changes fast. For people living on SSI or SSDI, many so-called free accounts still come with hidden costs, poor tools, and risks that could affect your benefits. Here’s what to watch out for — and how to find a disability-friendly option that actually protects you. The Myth of the “Free” Bank

If you’re living on SSI or SSDI, opening a regular checking account isn’t always simple. You need a disability bank account that protects your benefits, avoids hidden fees, and gives you the tools to stay financially stable. But not all accounts are created equal — and choosing the wrong one could cost you time, money, and even your benefits. Here’s what to look for, what to avoid, and how Purple is changing the game for people with disabilities. Why You Need a Specialized Di

If you get SSI or SSDI, chances are someone has told you to use a prepaid card — maybe Direct Express, maybe True Link. They’re common. They’re simple. But are they actually the best option? For many people with disabilities, prepaid debit cards are marketed as the only safe choice. But the truth is, they come with major limitations — and there are better alternatives. What Is a Prepaid Card? A prepaid card works like a debit card, but it isn’t tied to a full-featured checkin

If you’re receiving SSDI, a single gap in income — like a missed or delayed paycheck — can confuse the Social Security Administration (SSA) and lead to one of the most stressful things a disabled person can face: An overpayment. Even if you’re eligible, even if the income was reported, even if it was just a glitch — SSA can say they paid you too much and demand you pay it back. Here’s how it happens — and how to protect yourself. What Is an SSDI Overpayment? An overpayment ha

ABLE accounts are one of the most powerful tools available to people with disabilities. They let you save up to $100,000 without losing SSI, spend on everyday needs, and grow your money tax-free. But there’s one small eligibility rule that trips people up — and if you miss it, you could lose your chance entirely. What Is an ABLE Account? ABLE stands for Achieving a Better Life Experience. It’s a type of savings account created by Congress that allows eligible people with disa

Big banks love to talk about innovation: smarter budgeting tools, faster direct deposits, AI-powered insights. But if you’re on disability benefits, you’ve probably noticed something else. Those tools aren’t made for you. Millions of disabled Americans are excluded from the banking system — not because they don’t need help managing money, but because banks weren’t built with their needs in mind. And even now, most still aren’t. The System Wasn’t Built for Disability Benefits

You’ve done everything right. You qualified for SSI or SSDI, submitted your paperwork, and set up direct deposit. But then—out of nowhere—your benefits stop showing up. No notice. No explanation. Just a missing payment when you need it most. This happens more often than you’d think. And in many cases, it’s because of a tiny banking error most people never see coming. How a Simple Mistake Can Cost You Everything Here are a few common issues that have caused people to lose thei

If you’re on SSI, you’ve probably heard the rule: don’t save more than $2,000 or you could lose your benefits. But here’s what most...

If you’re trying to save money without losing your disability benefits, someone has probably mentioned a Special Needs Trust (SNT). On the surface, it sounds like the perfect solution - but there are serious tradeoffs most people don’t hear about until it’s too late. Before you lock your money away in a trust, here’s what you need to know. What Is a Special Needs Trust? A Special Needs Trust is a legal structure that holds money for someone with a disability without counting

Every month, thousands of people with disabilities lose their SSDI benefits - not because they’re ineligible, but because they didn’t...

If you’re disabled and living on SSI or SSDI, chances are your bank isn’t looking out for you. In fact, they’re probably profiting off your situation - with fees, delays, and policies that make managing money harder, not easier. Let’s break down how traditional banks are quietly making billions from people with disabilities - and what you can do instead. The Hidden Costs of Traditional Banking Big banks made over $30 billion in overdraft and account fees last year alone. And

If you’re on SSI and have more than $2,000 in your name, the government can cut off your benefits - even if it’s just by a few dollars. Sound unfair? It is. And it’s been that way for decades. But there’s a way to protect yourself - and even save far more than the limit without putting your benefits at risk. What Is the $2,000 Rule? If you receive Supplemental Security Income (SSI), you’re subject to strict “resource limits.” That means you can’t have more than: $2,000 in tot

SSA just changed the rules again—here’s what it means for your check Introduction: Afraid SSA Will Take Your Whole Check? Let’s Clear It...

Understanding SSA’s rules—and how to protect your SSI or SSDI Introduction: Can You Really Spend Your Benefits However You Want? If you...

How to safely manage benefits for a minor—and avoid affecting their eligibility Introduction: Managing SSI for a Child Isn’t Always...